Term deposit - Everyday banking

Term deposit

ANZ Royal Bank Term Deposit Accounts are an ideal way to maximise the return on your savings. We offer you higher rates of interest depending on the term that you invest with us.

ANZ Royal Bank Term Deposits provide security with a fixed rate of return over your selected investment term. If you do not require immediate access to your funds and would like to earn a higher level of interest, the ANZ Royal Bank Term Deposit could be the ideal solution for you.

Key Features

Interest Rate

Available at ANZ Royal Bank branches or 24/7 by contacting ANZ Royal Bank Call Centre

Minimum investment amount

US$2,000

Monthly Account Service Fee

Interest payment frequency

Interest is paid at the end of the investment term, but is calculated daily.

Access to your funds

Subject to the agreement of ANZ Royal Bank, access to your funds before maturity is possible; however, the interest rate on the funds withdrawn early will be reduced and you will incur a charge of US$25.00. Please refer to the terms and conditions, fees and charges for further information.

Terms of investment

Minimum Period – 30 days.
Maximum Period – 1 Year.

What happens at maturity?

Automatically re-invest your funds for another term.
Add extra funds.
Withdraw part or all of the funds or at your local ANZ Royal Bank branch.

Minimum Balance

Minimum ongoing balance of US$2,000
Minimum opening balance of US$2,000