How to apply

How do I get an ANZ Royal Bank Credit Card?

Privilege programme

Enjoy exclusive offers and privileges at participating stores.

At ANZ Royal Bank, we will do whatever it takes to give you a card that is just right for your needs. Whether you are looking for special privileges and upgrades or just to shop and travel, we have a Credit Card to suit you!

When you choose an ANZ Royal Credit Card, you can rest easy knowing that your card is protected by ANZ Falcon™. It works around the clock by monitoring your card for suspicious transactions to help protect you from fraudulent use of your Credit Card.

Choose from the ANZ Royal Emerald Credit Card or the Premium experience of the ANZ Royal Platinum Credit Card and enjoy the worldwide Visa network with the comfort that you are protected by ANZ Falcon™.

A Credit Card allows you to purchase products or services without cash and to pay for them at a later date. To qualify for this type of credit, you are required to open an account with ANZ Royal Bank.

Once you are approved for a Credit Card, you will then receive a line of credit with a specified credit limit. You can use your Credit Card to make purchases from participating stores until you reach your credit limit. Every month, ANZ Royal Bank will provide you with a statement, which shows your card activities during the previous 30 days.

Key Benefits of a Credit Card

A Credit Card lets you use your bank’s money as a short-term loan to buy something you want now, and then pay for it later. Also, when you use a Credit Card you don’t need to keep cash with you which carries the risk of being stolen or lost. So, with a Credit Card you can manage you finance in a more convenient way.

With an ANZ Royal Bank Credit Card, you will enjoy up to 45 days interest-free on purchases. All you need to do is pay your full closing balance of your Credit Card statement by the due date.This means that you can make that special purchase without having to wait until payday!

You can use your ANZ Royal Bank Credit Card in more than 200 countries and territories as well as over 2 million ATMs worldwide using the extensive Visa network. You can also use your ANZ Royal Bank credit card in over 300 Blue Spots all over Cambodia, helping to enjoy life without cash.

Imagine buying that special item you have always wanted immediately without having to wait; this is what an ANZ Royal Bank Credit Card can do for you.

Key Features

Platinum Unsecured Card Emerald Secured Card
Pure credit, no deposit Requires Deposit Security
Access to Platinum Benefits and Privilege Program Low annual fee
Up to 45 days interest free credit on purchases Up to 45 days interest free credit on purchases
The convenience of Internet and phone shopping The convenience of Internet and phone shopping
Acceptance at tens of millions outlets around the world Acceptance at tens of millions outlets around the world
Account inquiries through the ANZ Royal Bank Contact Center team , 24 hours a day, 7 days a week Account inquiries through the ANZ Royal Bank Call Centre, 24 hours a day, 7 days a week
Safer than carrying cash Safer than carrying cash
Annual fee $100 Annual fee $25
Monthly interest 2.49% Monthly interest 1.50% (cash advance 1.83%)
Minimum repayment: 5% of monthly outstanding balance Minimum repayment: 5% of monthly outstanding balance

Useful tips

You have the option to either pay your closing balances in minimum or any amount. You can confirm your payment has been received by calling the ANZ Royal Bank Contact Center team on +855 (0) 23 999 000.

If you do not receive your statement, contact the ANZ Royal Bank Contact Center team on +855 (0) 23 999 000 for a duplicate statement.

Always pay at least the minimum payment by the due date, including any amount due immediately.

Ensure your credit limit is appropriate and manageable for you. Contact the ANZ Royal Bank Contact Center team on +855 (0) 23 999 000 if you have any concerns.

Make sure you sign your card, and always keep it safe. Do not disclose your PIN to anyone or have it close to your card.

If your card is lost or stolen, call the ANZ Royal Bank customer service team immediately on +855 (0) 23 999 000.

ANZ Falcon™ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715.

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